Owning your own home is all fun and games until you find yourself with a household emergency. This could be anything from a house fire to the washing machine breaking. However, unlike when you were in rented accommodation when an emergency reveals itself, it is your responsibility to deal with it as quickly as possible. This guide details everything you need to do if you find yourself in the middle of a household emergency.
Ensure that everyone and everything is safe
Before you do anything, you need to first ensure safety. If you have experienced a fire in your home, make sure that everyone is out of the house and away from any danger. Always remember that stuff can be replaced, but you and your family cannot.
If your emergency is more along the lines of a broken appliance such as a washing machine or fridge, you need to ensure that these are switched off at the wall to avoid an electric shock. Just because one part of the appliance has affected its ability to run, it doesn’t mean there aren’t still live wires that will cause serious damage if not handled correctly. This is also why you should never attempt to fix something yourself if you don’t know how to.
Find the funds to cover it
In order to deal with a household emergency, you must have the necessary funds to make repairs to your home or replace broken appliances. Some people keep aside some money precisely for this reason, but the vast majority of people don’t. If you don’t have the funds available, then you have two options:
- Wait until payday
- Borrow the money from a loan company
Waiting until payday, however, isn’t always possible when you need the emergency sorted fast. This is normally better suited for when you have a backup solution in place already. For example, if you experience a blackout, but you have a generator that kicks in when this occurs, then fixing the main power source can wait until payday. However, if the emergency needs to be sorted immediately, i.e., you are locked out of your home, experiencing a gas or water leak, or discovering that you have a hole in your roof, then you should consider borrowing the money. You can apply for loans for bad credit on Cashlady.com and be approved for the loan in a matter of minutes. You can pay for the necessary fixes that need to be made, and then once payday comes around, pay back the money.
Call in the professionals
Trying to repair or install something yourself isn’t always the best practice. Instead, call in the professionals to ensure that the job is done safely and correctly the first time. The last thing you want to happen is to cause more damage than there was before.
Prepare your home for next time
After experiencing this emergency, you will be well versed as to what to do next time. For example, if your emergency involved physical damage to your home, then regular maintenance is vital. You can discover more on how to look after your home on artofmanliness.com.
If your emergency involved you locking yourself out of your home, then you will know the importance of making a spare copy of your key. You can give this to a close friend or family member so that you can still get in your home and retrieve your key if you find yourself in the same situation again.